Best Payday Lenders in Florida

Payday Lending is legal in the state of Florida and can offer you safe financing from legitimate lending organizations.

payday loans florida

There’re plenty of lenders providing short-term financing to Florida residents, but not all of them deserve your trust. We’ve chosen the top ones worth considering at times of real financial emergency.


Online Loans Guide 101.

Compacom is a huge online lending platform that offers expert financial advice and a fast and easy application process for numerous money services in Florida and other states. You can compare the rates and terms offered by the best payday lenders and find the most suitable loan for your needs. Regardless of your credit history, credit score, income, or employment type, you will always find the solution with Compacom Payday Loans in Florida.

Min. Loan amount: $100

Max. Loan amount: $500

Term: Up to a month

APR:  231-495% depending on the term

Min. credit score: None. Available for bad credit

Approval: Instant same day

Funding: Within 1 – 2 business days

Instant Loans USA

Instant Cash for any needs.

Instant Loans USA provides Florida residents with quick Payday Loans online and in-store. You can apply completely online in minutes with a simple application form. Or you can find the address of the nearest loan store at your location and visit it for instant cash advance. Florida Loans from Instant Loans USA are available for all credit scores and guarantee approval on the same day to any qualified borrower.

Payday Loan amount: $100 – $500

Repayment Term: 1 – 4 weeks

APR:  Varies depending on the loan amount and term

Min. credit score: Not required

Approval: Same day

Funding: Within 24 hours since approval

Credit check: No hard credit inquiries

Maggie Loans

Quick money for any credit score.

Maggie Loans is one of the top online lenders that offer quick cash payday loans in Florida as well as other states. Most consumers find their service very convenient and trustworthy. Maggie Loans aims at helping all borrowers in need of instant cash to get short-term financing. No matter what your credit score is, you will find a suitable loan solution. The requirements are very simple and allow practically everyone to get guaranteed approval.

Amount: $100 to $500

Terms: 7 to 31 days

APR: 304% – 456%

Min. credit score requirement: Not stated – available for all credit scores.

Approval: Instant approval online

Turnaround time: Same-day financing

Collateral: Not required

Pitri Loans

Online Loans at the lowest rates.

Pitri Loans in Florida is one of the leading lending organizations in Florida. They provide short-term financing at convenient terms and low-interest rates. With Pitri Loans you can get instant approval and same-day funding even with a bad credit score. You can apply 24/7 and get the best offer for a Payday Loan in Florida.

Max. Loan amount:  $500

Min. Loan term: 7 days

Max. Loan Term: 31 days

APR: 400% on average

Available for bad credit: Yes

Approval time: Instant approval

Funding: Same business day

Florida Payday Loans

All payday lenders operating in the state of Florida are required to follow the laws regulating short-term loans. They are:

  • The maximum loan amount shouldn’t exceed $500.
  • The term for one payment loan is a minimum of 7 – a maximum of 31 days.
  • There’re no rollovers allowed.
  • The APR must be 304% on average.
  • There’s a 24-hour cooling-off period before you apply for another payday loan.
  • Fees can reach a maximum of 10% of the principal loan amount + a $5 origination fee.

Who qualifies for Florida Payday Loans?

The requirements are not complicated, just a few basic eligibility criteria you are to meet in order to get approved for payday cash advance in Florida:

  • Florida residency.
  • Minimum 18 years of age.
  • Proof of employment and income.
  • An active bank account.
  • Government-issued ID.
  • Valid phone number and email address.

In case you meet all the mentioned above requirements, you can choose one of the best payday lenders in Florida from our article, go to their site and start a simple online application. You’ll get your money as soon as possible, even today if everything goes well.

Alternative Options to Get Instant Financing in Florida

Payday Loans are not the only way to get emergency funding in Florida. Your options are numerous and the choice depends only on your needs, your budget, and individual preferences. The most popular ways to get money fast are:

  • Personal Loans (up to $35,000 within 1 – 2 business days for the term of 1 – 7 years)
  • Installment Loans (up to $5,000 for several months of scheduled payments)
  • Car Title Loans (secured type of credit with your vehicle title as collateral; allows you to get up to $10,000 with no credit check on the same business day)