Top Personal Loan Lenders in Florida

No matter what you might need extra financing for – buying a house, paying rent, home improvement, etc, you can always get up to $35,000 same day with Online Personal Loans even if you have a bad credit score.

florida personal loans

Personal loans are legally permitted in Florida and are a form of credit, both online and traditional, that you can use for a range of personal purposes. If you are dealing with financing major purchases, including buying or renting a home, travel expenses, home or car repairs, or other expenses, a personal loan can help you get the cash you need, sometimes even within a day. There are a large number of loan companies in Florida that provide personal loans, but not all of them can be trusted. When you really need fast cash to finance your planned and unexpected expenses, you should pay attention to the loan companies that we have selected with great care for you.


Guide to online loans 101

Compacom is a huge, successful online lending marketplace that offers expert financial advice and an easy application process for numerous cash services in Florida and other states. Using the Compacom platform, you, as a potential borrower, can study all the credit conditions of lenders offering personal loans, including interest rates, and choose the most suitable loan to finance your personal expenses. With Compacom Personal Loans in Florida, you will always find financing, no matter what credit rating you have, what level of income you have, what type of employment you have, and whether you have a good or bad credit history. Compacom offers customers the following personal lending terms.

  • MIN Loan amount: $5,000
  • MAX Loan amount: $35,000
  • Loan Term: 90 days-60 months
  • Min APR: 4,99 % per month
  • Credit score requirements: Available for Bad Credit
  • Approval: Instant same day
  • Financing: Within 1-2 working days

Instant Loans USA

Instant Cash for any needs.

Instant Loans USA provides Florida residents with fast credit money both online and offline. Personal loans are designed to cover any personal need – to repair or purchase a car, to buy or rent a home, to consolidate past credit debt, pay off credit card debt, weddings, pay an expensive bill, medical expenses, etc. Applying online will get you approved for a loan in minutes. If you prefer to visit a loan office, then you can easily find it and visit it to instantly receive the money you need. Florida Personal Loans from Instant Loans USA are available for all credit ratings and guarantee same day approval to any borrower.

  • MIN Loan amount: $5000
  • MAX Loan amount: $35000
  • Loan Term: 6-30 months
  • Min APR: 35-160% pro year
  • Credit score requirements: Available for Bad Credit
  • Approval: Instant same day
  • Financing: Within 1-2 working days

Maggie Loans

Fast money for any credit history

Maggie Loans is one of the leading online lenders offering fast personal loans in Florida and other states. Their loan will help you cover unexpected expenses, such as home repairs, credit card debt, or other personal and family expenses. The company can provide funds to you, regardless of your credit score, with simple requirements. Maggie Loans Florida Personal loans are unsecured, so you don’t need any collateral to get them.

  • MIN Loan amount: $5000
  • MAX Loan amount: $35000
  • Loan Term: 12-36 months, sometimes 84 months.
  • Min APR: 9-36 % pro year depending on your credit score, loan amount and your income
  • Credit score requirements: Available for Bad Credit
  • Approval: Instant same day
  • Financing: Within 1-2 working days

Pitri Loans

Personal online loans at the lowest rates

Pitri Loans in Florida is an independent online service, one of the leading lending organizations in Florida. The company provides personal loans to borrowers regardless of their credit history and credit rating to finance their personal needs. You can get approval for the required loan amount instantly. You can apply online 24/7 and get the best personal loan offer in Florida.

  • MIN Loan amount: $5000
  • MAX Loan amount: $35000
  • Loan Term: 1-3 years
  • Min APR: 3,99% pro month
  • Credit score requirements: Available for Bad Credit
  • Approval: Instant same day
  • Financing: Within 1-2 working days

Personal loans in Florida

The issuance of personal loans in Florida must strictly comply with the legislation governing this type of lending, the main requirements of which are:

  • Maximum loan amount should not exceed $35,000.
  • The term of a personal loan is from 90 days to 60 months.
  • No collateral or guarantor required.
  • The minimum APR is 4,99%.

Who is eligible for personal loans in Florida?

Independent lenders in Florida have their own individual requirements that must be met, but typical minimum requirements for a personal loan include:

  • be registered in Florida;
  • be 18 years of age or older;
  • be able to confirm employment and income level;
  • have an active bank account;
  • be able to present a government-issued ID;
  • рrovide a valid phone number and email address.

If you meet all of the above criteria, you can choose one of the best Florida lenders described above, easily go to their website, fill out a simple online application and get your money fairly quickly.

Alternative Options to Get Instant Financing in Florida

Personal Loans are not the only way to get emergency funding in Florida. Your options are numerous, and the choice depends only on your needs, your budget and individual preferences. The most popular ways to get the money fast are:

  • Payday Loans (up to $1,000 same day till your next pay day)
  • Installment Loans (up to $5,000 for several months of scheduled payments)
  • Car Title Loans (secured type of credit with your vehicle title as collateral; allows you to get up to $10,000 with no credit check on the same business day)